Frequently asked questions
What types of clients does NFO provide services for?
NFO members are individuals of all income levels and all different stages of life. NFO utilizes a very customized approach and understands that there is not a "one size fits all" solution.
Do NFO financial advisors operate in a fiduciary capacity?
Yes, all NFO financial advisors are registered investment advisors (RIAs) with a fiduciary obligation to the client. This means your advisor is required to look out for your best interest at all times.
How are NFO financial advisors different?
All NFO financial advisors are required to be RIAs and CPAs with at least 10 years of financial services experience. NFO believes having both an accounting and financial background is important for providing sound financial guidance. NFO also requires all financial advisors to have at least 10 years of experience working with alternative asset classes, so NFO members can better diversify their risk.
How do NFO financial advisors get paid?
Financial advisors get paid a percentage of NFO member subscription fees. There are no financial incentives for referring certain products as NFO is truly an independent financial advisory firm and does not have any compensation arrangements with third parties or affiliates.
How much does an NFO membership cost?
The regular and premium membership subscriptions include all services (see "Member Services" page for more details), and the subscription fee is a fixed amount charged monthly. The price of the monthly subscription is determined after reviewing your financial situation. NFO does not charge a fee based on percentage of assets.
How often do I meet with my financial advisor?
NFO Premium Members have monthly meetings and Regular Members have quarterly meetings.
What is NFO's investment philosophy?
NFO tailors its investment recommendations to each individual member. NFO focuses on long-term investing and utilizes a combination of strategic and tactical asset allocation. Additional information is provided in NFO's Form ADV Part 2A.
Does NFO take custody of my assets?
NFO does not take custody of your assets. NFO helps manage your assets and execute trades, but you maintain custody of your assets meaning you have complete control of all money that moves in and out of your accounts.